Month-Wise Financial Plan for 10 Lakh in 5 Years
Month-Wise Financial Plan for 10 Lakh in 5 Years Bhai, yeh plan tera goal (10 lakh INR in 5 years) ke liye hai! Income : 22,000 INR monthly, par August 2025 mein zero (gaav ghumne jaane ke wajah se). Personal Expenses : 4,000 INR monthly (average). Needs : 6,000–10,000 INR, hum 6,000 INR pe lock karenge to maximize savings. Leftover : 12,000 INR (22,000 - 4,000 - 6,000) monthly, except August 2025. Goal : 10 lakh by June 2030, using risky investments (equity SIPs, 12–15% expected return). Note : 11,500 INR monthly at 12% for 60 months ~10 lakh. August ka zero income gap banata hai, toh expense cut aur income boost zaroori. Assumptions Emergency fund target: 30,000–42,000 INR (3–6 months of expenses: 10,000–14,000 INR). Equity SIPs for growth: 10–15% average return, risky but fits tera style. August 2025: No income, minimal spending, dip into emergency fund if ne...